School Insurance

McGowan Governmental Underwriters is a leading provider of insurance products for schools nationwide. McGowan also offers risk management tools to keep your entity protected with more than insurance.


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  • A.M. Best “A” Rated

Eligible Classes

  • K-12 Public Schools

  • Average Daily Attendance of Fewer than 35,000


  • OH, PA, GA, & SC ​

Available Coverages

Educators Legal Liability
  • Wrongful Acts
  • Civil Rights Violations
  • Employee-Related Claims
Inland Marine
  • Computer Equipment
  • Band Equipment
  • Equipment Breakdown
  • Special Coverage Extensions
  • Blanket / Agreed Amount
Automobile Liability
  • Replacement Costs for Busses 5 Years or Newer
General Liability
  • Broad Form Named Insured
  • Employee Benefit Liability
  • Sexual Allegations
  • Corporal Punishment

Additional Product Available

  • Active Shooter Coverage
  • Excess Liability
  • Monoline Coverage for Educators, Legal Liability, Employment Practice Liability

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