Public Entity Umbrella Insurance

Product Overview

Eligible Classes

  • Cities, Towns, and Villages with Populations Under 100,000
  • Counties with Populations Under 250,000
  • Special Purpose Districts (Water, Sewer, Park, Tax & Fire Districts)

Products: Umbrella

Limits: Up to $50MM

Special Coverages

Carrier: “A” Rated Carriers / Admitted Paper

Territory: All 50 States

Required Underlying Rating: A- / VI

Available “Follow Form” Coverages

  • Employee Benefits Liability
  • Employers Liability
  • Employment Practices Liability
  • EMT Liability
  • Fire Department Liability
  • Fire Department Errors & Omissions Liability
  • Hired & Non-Owned Automobile Liability
  • Law Enforcement Liability
  • Public Officials Errors & Omissions Liability
  • Automobile Liability
  • General Liability

Download:  Umbrella Marketing Flyer

Please note that the applications posted on this page are made available for your convenience. Additional underwriting information may be required in order for McGowan Governmental Underwriters to provide an indication or quote on your business.

Download: Public Entities Umbrella Application

Contact:  Terrence B. Phelan