Public Entity Package Insurance

Product Overview

Eligible Classes

  • Municipalities:
    Cities, Towns and Villages with Populations Under 100,000
  • Counties:
    with Populations Under 500,000
  • Special Purpose Districts:
    Water, Sewer, Park, Utility, Tax & Fire

Products / Territory

  • Package / Ohio, Pennsylvania, Georgia, & South Carolina


  • A.M. Best “A” Rated

Special Coverages

Public Officials Liability

  • Coverage for Wrongful Acts of Public Officials/ Board Members
  • Zoning & Licensing/Permitting Issues

General Liability

  • Occurrence Form
  • Blanket Explosion/Collapse/Underground
  • Employee Benefit Liability
  • Sexual Harassment Allegations

Employment Practices

  • Coverage for Wrongful Employment Acts
  • Provides for EEOC Defense Costs
  • Back Wages Coverage Provided
  • Provides for Non-Monetary Defense Costs
  • Defense Costs Do Not Reduce Policy Limits


  • Building & Contents
  • Inland Marine
  • Crime

Auto Liability & Physical Damage

  • Fellow Employee Coverage
  • Hired/Non-Owned Vehicles
  • Emergency Vehicles
  • “Hot Pursuit” Coverage
  • Replacement Cost Coverage on Emergency Vehicles
  • Fleet Automatic Coverage

Law Enforcement Liability

  • Coverage for Wrongful Acts of Public Officials/Board Members
  • Civil Rights Violations
  • Canine/Equine Exposures
  • False Arrest

Download:  Public Entity Package Marketing Flyer

Download: Public Entity Package Application

Contact:  Terrence B. Phelan  PA

Contact:  David Gosiewski  or Mae Fulkerson  OH

Contact:  F. Lewis Marshall IV  GA & SC